I just had this idea so I wanted to share. I don't know if this would/n't work with pf qualities but why not. But it could be something like a version of actual banking (savings with interest, loans that need to be payed by a certain time, credit score that is shown on players profile and will increase/decrease, etc) all done through /gbm or /shop. And maybe maximums can be put on how much you can take out on a loan based on rank. And/or interest rates on savings also based on rank.